01
It finds
It finds the discount you’d miss.
Right at checkout, before you pay. It catches the difference.
01 / An intelligent agent
We find, uncover, and invest lost money. Meet your own intelligent agent, PennyPicker.
02 / How it works
Four moments
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02 You approve
Nothing moves until you approve.
Confirm with your face, fingerprint, or passkey. Then it moves on-chain fast — any hour, any day.
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03 It invests
Straight into stocks and ETFs you chose.
Lost money turns to real shares.
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04 It grows
Let it grow.
Small savings, invested every time, add up over the years.
03 / The product
See in action
- 1Checkout
- 2Your savings
- 3Approve
- 4Dashboard
Review your order
- 65W USB-C Fast ChargerQty 1 · Arrives tomorrow $39.99
- Insulated Water Bottle, 32 ozQty 1 · Arrives tomorrow $32.95
- AA Batteries, 24-packQty 1 · Arrives tomorrow $17.49
Money you’ve saved, waiting on you
Tick the ones you want to invest. Untick anything you’d rather keep in your bank.
Under the hood
$23.75
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Done
Move money 24/7
Transfer from bank to your investment account.
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Waiting
Confirm it’s you
Your face, fingerprint, or passkey.
Confirming $23.75 -
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Invested
Done. The shares are yours.
Invested. Let it grow.
Portfolio value
$1,432.05
$96.31 · 7.2%
What you own
| Holding | Shares | Value |
|---|---|---|
| NVDANVIDIA | 0.420 | $74.93 |
| SPYS&P 500 ETF | 1.840 | $1,060.39 |
| COSTCostco | 0.315 | $296.73 |
Example figures. Brand names are shown for illustration only; no affiliation or endorsement is implied.
04 / The numbers
Lost money,
taken seriously.
Move slider to how many purchases you make in a week. See how lost money gets serious.
Drag it — the three figures move with you.
- Recovered a month
- $37.71
- Money that was going to be lost.
- In 5 years, invested
- $2,808
- A rainy-day fund out of nowhere.
- In 10 years, invested
- $7,096
- Real capital, from money you’d have lost.
An illustration, not a promise. Assumes an average of $0.62 recovered per purchase and 8.5% growth a year; markets rise and fall. Investing involves risk, including possible loss of principal.
05 / Plain answers
The questions everyone asks.
- Is my money safe?
- Nothing moves unless you approve it with your face, fingerprint, or passkey. Your money stays in your bank or your portfolio — you choose.
- What does it cost?
- Nothing. You keep what PennyPicker finds — no per-transaction fee, no hidden spread on the money it moves.
- When does the money move?
- Only when you approve it — or set a schedule once, and it moves on its own from there. Either way, you’re in control.
- What if I need the money back?
- PennyPicker looks at your balance before it moves anything, so a transfer never leaves you short. And you can sell your shares anytime you want the money back.
- Do I have to change how I shop?
- No. Shop exactly as you do now. PennyPicker works in the flow of your ordinary spending — groceries, gas, coffee, the phone bill — and it only speaks up when it finds something.
- Is this a budgeting app?
- No. Budgeting is where most apps stop. PennyPicker goes further — it finds the money you’d lose in everyday spending and catches it before it’s gone.
06 / Join